2015 F-150 Owners Do Not See Increases In Insurance Premiums

February 1, 2015 6:53 pm

For months, critics of the all-new 2015 Ford F-150 have been predicting skyrocketing insurance rates that would supposedly offset any fuel savings from the truck. According to the theory, the new F-150’s aluminum body will be more expensive to repair compared to that of a steel truck. But with owners taking delivery of the new truck, we looked at what a few owners were paying for insurance. And their premiums are hardly skyrocketing.

A recent thread on the F150Forum.com includes insurance premiums being paid by owners of the new 2015 F-150. Looking over the posts, it is clear that the increase is averaging out to be less than one hundred dollars a year. In fact, several owners said their premiums actually dropped compared to their previous vehicles, such as the F-250 Super Duty.

While this small sampling isn’t a full-scale, statistically-correct study but rather a snapshot of what new owners are paying, it still serves as a good barometer of the current insurance premiums on the truck. The premiums, however, could change as more 2015 F-150s fall into the hands of new owners, allowing the insurance firms to get a better idea of the various repair costs. However, any fear over enormous insurance premium price hikes can be safely put to rest, as the reality just doesn’t add up to the perceived fear.

Is your experience different? Sound off in the comments.

By Tim Esterdahl

Tim is a married father of three living in Western Nebraska. He spends a lot of time reading, writing and talking cars/trucks with fans, insiders and manufacture reps. When he isn't talking about cars, he is usually out playing golf - a never ending obsession to see how far the little white ball will fly.